We depend on our rich and diverse expertise, industry experience, commitment to integrity and ethics and personalised solutions. These are the milestones that aid us in helping our clients to solve their finances issues.

Mortgage Loan

Mortgage loan or loan against property means the borrower takes a loan which is secured against his current residential or commercial property. 

Personal Loan

Personal Loan is a collateral free loan based on income documents of individual or company. Since this is an unsecured loan thus the borrowers past track records of loans & credit score has to be good.

Personal loan processing is very easy as it required less documents as compare to any secured loan but it always attracts high rate of interest & shorter repayment period.

Business Loans Consultant

Loan given to self-employed, professionals or company without any collateral security is called a business loan.

The sanction of business loan is based largely on the creditworthiness of the borrower and the firm. The bank or the financial institutions will first take a look at your firm’s and your credit score and analyze your credit rating before offering loan. They will also look at your financial statements for the past 3 years, bank statements, Nature of business, its current and expected returns and the market trend.

Home Loan

Home loan is a secured loan given to individuals who aspire to build or buy a house. The property so purchased is mortgaged in the name of the lending institution as security, till the time the loan is fully repaid.
The lending institution will hold the original property related documents till the time the loan is fully repaid along with the interest.


Insurance services :Whether you take Life Insurance, Term Insurance, Car Insurance or pension policy, its need technical evaluation on various features:

Buying car insurance

  1. Third party insurance is mandatory.

  2. Know what is covered in third party car insurance.

  3. Seek comprehensive cover for better protection.

  4. Seek additional covers based on your risk profile.

  5. Do not overlook personal accident cover.

  6. Bundled car insurance can help save money.

  7. Opt for voluntary deductibles.

 

Term insurance cover, you must scrutinise the following features of the plan:

  1. Sum Assured: The Sum assured is the amount that is payable to your nominees after your demise.

  2. Entry Age.

  3. Maturity Age.

  4. Tenure.

  5. Claim Settlement Ratio.

  6. Riders.

  7. Health Checks.

 

Health insurance plan for yourself and your family:

  1. The Age Criteria.

  2. The Right Combination of Premium and Coverage

  3. The Waiting Period Clause.

  4. Cashless Hospitalization Benefits.

  5. Pre and Post Hospitalization Coverage

 

Tips for choosing a personal pension

  1. Shop around to give yourself the widest choice and take your time to get as  much information as you can before you decide.

  2. compare products from different providers.

  3. make sure you can afford the contributions.

  4. check what charges you'll you have to pay and when.

 

Small & Medium Enterprise(SME) Funding

A business loan given to Small & Medium Size enterprises (SME’s) are known as SME Loans. These loans are offered to SME’s to meet their verious requirements like setting up a unit, buying machinery, technology upgradation & other day to day working capital etc…

Debt Consolidation

Debt Consolidation is a concept that will allow you to regain the confidence by minimizing the monthly outflow & maximizing the savings for future even without increasing the income.

Tax Planning

In today's world, its very important to plan your saving early and dont wait for the month of March, better to do investments eligible for deduction or if want to do charity, always donate to political parties giving 100% deduction or NGO's giving 50% Deduction under Section 80G.

 

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Master of the Trade


Paras Mittal
Managing Director, PNJ Group

PNJ Group is holding multi service portfolio and more than 10 group companies, along with network of more than 50 professionals over various fields of finance, accounting , legal and tax. Promoter Paras Mittal is qualified Chartered Accountant and Company secretary by profession and hold experience of more than 15 years working in Hospitality, IT services, Cement, FMCG , Finance companies, Restaurant chain, Food chain, Organic Farming, Stud Farm and Real estate. With such a diversified experience, he is fully aware of all litigities and indepth business matrix. He has advised more than 50 ventures to get the scalebility and visibility with help of setting marketing network or operations or system procedures or biggest crucial operation Information Technology.

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Area of Expertise: Legal Dispute, Corporate Governance, Mergers And Acquisitions, Taxation, Real Estate, Visa and Immigration Services, Information Technology, Funding, Insurance and Financial consulting
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Area of Expertise: Legal Dispute, Corporate Governance, Mergers And Acquisitions, Taxation, Real Estate, Visa and Immigration Services, Information Technology, Funding, Insurance and Financial consulting
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